The following chart below highlights what Friend Premium Finance expects from our clients and what our clients can expect from us. Also, FPF will finance carriers with a B+ or better rating and a V or better size. These terms must be adhered to in order to avoid any funding or processing delays. Exceptions must be made in advance by calling 866-374-3630 or e-mailing info@premfinassociates.com.
| Rule | Default Down Payment % | Default Installments |
| Standard Plan for new business (new to the PFC) | 20% | 9 |
| Renewal Business (Renewal to the PFC) | 20% | 9 |
| 6 Month Policies | 40% | 3 |
| Quarterly Installments | 40% | 3 |
| 30 Days to CX | 30% | 8 |
| Assigned Risk Policy | 35% | 8 |
| Auditable Policy | 25% | 9 |
| PUC/ICC Filings | 30% | 8 |
| Short Rate Policies | 30% | 9 |
| Work Comp Policies | 35% | 8 |
| Workers Compensation Assigned Risk | Required Management Approval | |
| Minimum Earned Premium | Down payment must be equal to or greater than minimum earned | |
| D&O Policies | Requires Management Approval | |
| Liquor Law Liability | Requires Management Approval | |
| Loans over $100,000 | Can be quoted by your agency, but management approval is required for acceptance | |